Field Notes

Honest writing on roofs, claims, and Texas weather.

March 2026

Reading Your Insurance Estimate: What RCV, ACV, and Recoverable Depreciation Actually Mean

If you just got an insurance settlement letter for hail damage, the numbers can read like a different language. Here's how to make sense of RCV, ACV, and the depreciation your carrier is holding back — and what to do about it.

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February 2026

Why Three Turbines Aren't Enough Without Soffit Vents

A balanced attic ventilation system pairs exhaust (turbines, ridge vents) with intake (soffit vents). When the intake's wrong, the attic pulls air from your living space — and your shingles age twice as fast.

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January 2026

Class 3 Impact Shingles in Texas: Cost, Discount, and Payback

Most Texas insurance carriers offer a premium discount for Class 3 or 4 impact-rated shingles. We did the math on three local zip codes — here's when the upgrade pays for itself.

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December 2025

The Texas Deductible Law (§707.002): What Contractors Can't Do

A short, plain explainer on why a roofer who offers to absorb your deductible is breaking the law — and why it puts you at risk too.

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November 2025

Decking Replacement: When It's Code, When It's Optional, When It's a Scam

Soft, rotted, or delaminated decking has to be replaced — code requires it and your shingle warranty depends on it. But not every contractor recommends decking replacement honestly. Here's how to tell the difference.

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October 2025

Metal Roof vs. Composition: A Texas Homeowner's Comparison

A 40-year standing-seam metal roof costs more up front but lasts twice as long. Here's an honest cost-per-year comparison for ranch homes around Weatherford and Granbury.

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